Ken Mascia on Mortgages and Finance

There has been so much talk this year about foreclosures and it seems like most people really don’t understand the foreclosure process.  There is also an alarming mindset right now in that a lot of people seem to be willing to just throw up there hands and say “I’ll just give it back to the [...]

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The Federal Reserve Board met today and reduced the Federal Funds rate by ½ % but what does that mean for mortgage rates? The Federal Funds Rate is the rate of interest that banks are charged for short term loans and has a direct impact on the Prime Rate. Many variable [...]

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Ken Mascia, the mortgage guru from Oxford Financial, is back today with the lowdown on Good Faith Estimates.
Comparing Lenders, rates and closing costs can be as confusing as driving in a foreign country where you can’t read the road signs. It’s sad but true. Many lenders actually like it that way because they got you [...]

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Ken Mascia, the mortgage guru from Oxford Financial, is back today with the lowdown on Good Faith Estimates.
Getting a mortgage loan can be very confusing and a lot of Lenders like it that way. They get you lost in the numbers and make you believe that you’re getting a better deal when they are [...]

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Ken Mascia from Oxford Financial is back today with some wisdom about the sub prime implosion and it’s impact on our Southeast Michigan real estate market.
One topic has gotten a lot of press lately and it’s how everybody is in foreclosure. I have heard some of the craziest statements made as if they were [...]

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Mortgage Guru Ken Mascia from Oxford Financial is back today with a message to buyers who are sitting on the fence in South East Michigan.
Real Estate Market improving?? If you listen to the doom and gloom crew you’d never know it! I have read so many articles in the last few [...]

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I hear the craziest things that people have been told to do in order to rescue or improve their credit score. Have you ever gotten a copy of your credit report and then gone through it and closed all of the accounts you were not actively using? You thought this would be good for fraud [...]

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The credit score – as mysterious as a gypsy palm reading? Kind of, yea. Sometimes I’m surprised that some credit scores are better than it appears they should be and others are worse. Why? I have no idea. This system is not perfect and nobody knows exactly how it works (strange [...]

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Ken Mascia, from Oxford Financial, is back again today, sharing his thoughts about the real bargains in real estate in Metro Detroit. As a veteran mortgage broker, Ken sees a lot of different transactions cross his desk every month. Ken says…
Check this out. Many of the buyers I am talking to are [...]

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Today we welcome back Ken Mascia, from Oxford Financial. If you have questions about home finance, you can send them to Ken through our contact page, or call him at 248.642.4744
No way! A home inspection blew up your sale? That only happens to some other poor sucker in tales told at Peabody’s [...]

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MiOaklandCounty.com is happy to welcome back mortgage guru, Ken Mascia, the President of Oxford Financial.

This is just a little follow up of the piece I wrote earlier this month I Owe More Than My House is Worth! There have been a number of questions about Short Sales and I have a few answers.
The definition [...]

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